24/7 Customer Support
info@tradedge.ng
+2348077444866
Image Image Image Image Image

Insurance & Social Protection

HOME Insurance & Social Protection
Insurance Services

Protection That Puts Traders & Families First

Millions of Nigerians depend on informal work — markets, workshops, farms, transport hubs and small shops. Yet most have no insurance, no safety nets, and no protection when unexpected events occur.

TradEdge solves this by providing affordable, accessible and digitally-managed insurance and welfare services built specifically for the informal economy.

Partner With Us
Why Insurance Matters

Every Day, Traders Face Real Financial Risks

Unexpected illness, fire outbreaks, market theft, accidents and business disruptions can wipe out years of hard work. With TradEdge, traders and their families receive protection, stability and dignity.

Affordable Healthcare

Access HMOs, primary care, medicine discounts and fast medical support at low cost.

Business Protection

Coverage for stalls, shops, inventory and daily economic activity losses.

Family Security

Life insurance and funeral support programs to reduce financial shock to families.

Our Insurance Solutions

Designed for Traders. Built for Impact.

Health Insurance (HMO)

Affordable health plans covering consultations, emergencies, lab tests, minor surgeries and pharmacy benefits.

  • 24/7 medical support
  • Coverage for dependents
  • Digitally accessible insurance card
  • Renew monthly or yearly

Shop & Market Stall Insurance

Designed specifically for market traders whose goods and stalls are vulnerable to fire, flood, theft and accidental damage.

  • Fire & flood protection
  • Inventory replacement support
  • Business interruption payout
  • Fast claims processing
Beyond Insurance

Life, Welfare & Social Protection That Truly Reaches People

TradEdge goes beyond traditional insurance by combining financial protection with welfare support, community-based schemes, and program-driven social impact.

Life Insurance & Funeral Support

Help families stay afloat when the unexpected happens. Benefits are structured to be simple, transparent, and easy for low-income households to access.

  • Fixed benefit payouts.
  • Simple claims process via agents.
  • Support for funeral and emergency costs.
  • Group and association-based schemes.

Social Welfare & Income Protection

Partner-driven programs that provide temporary support during shocks – market closures, disasters, health emergencies and more.

  • Time-bound income support.
  • Emergency stipends for vulnerable groups.
  • Program rules configurable by state or sponsor.
  • Integrated with TradEdge digital profiles.

Emergency & Crisis Response Funds

Rapid disbursement tools for governments, donors and associations to reach affected traders in specific markets, locations or categories.

  • Location-based targeting (market, LGA, state).
  • Verified recipients via TradEdge database.
  • Digital payments straight to wallets/accounts.
  • Real-time reporting and impact dashboards.
For Governments, Donors & Program Owners

A Structured Channel for Impactful Protection Programs

TradEdge provides a ready-made, NDPR-aligned infrastructure to design, roll out and manage insurance and social protection schemes that truly reach the grassroots – with full visibility, accountability and measurable outcomes.

Ideal for ministries, MDAs, development banks, social investment programs, corporate CSR teams and large associations seeking to support traders, artisans and low-income households.

Program & Policy Design Support

  • Co-design of state or sector-wide insurance & welfare schemes.
  • Customized eligibility rules, benefit levels and funding structures.
  • Integration with existing social registers or internal databases.
  • Technical assistance and advisory for long-term sustainability.

Precise Targeting & Transparent Disbursement

  • Filter by market, trade type, gender, age, or vulnerability level.
  • Onboard beneficiaries digitally with full audit trail.
  • Disburse insurance benefits or cash support via verified wallets/accounts.
  • Monitor uptake, claims and outcomes in real-time dashboards.

Compliance, Security & Governance

  • NDPR-aligned data protection and privacy frameworks.
  • Role-based access for ministries, agencies, and implementing partners.
  • Traceable logs for every enrollment, claim and payment.
  • Reporting outputs suitable for auditors, donors and oversight bodies.

Impact Measurement & Analytics

  • Track enrolment rates, segment penetration and claim patterns.
  • Measure reduction in vulnerability for key groups (women, youth, farmers).
  • Generate visual dashboards and exportable reports.
  • Use insights to refine policy and next-phase program design.
How It Works

Simple Journey from Enrollment to Protection

1
Identify Target Group

Traders, artisans, farmers, transporters or specific vulnerable categories are profiled and tagged.

2
Enroll & Link Coverage

Beneficiaries are enrolled via TradEdge (self-onboarding or agents) and linked to insurance or welfare packages.

3
Activate & Communicate Benefits

Policies or protection schemes go live. Members receive clear information via SMS, WhatsApp or association channels.

4
Claims, Payouts & Reporting

Claims are initiated, verified and paid through a transparent workflow, with dashboards for sponsors and regulators.

Insurance & Protection FAQ

Frequently Asked Questions

Get answers to common questions about TradEdge insurance, welfare and social protection services.

Traders, artisans, market women, shop owners, transport workers, farmers, small service providers and association members registered on the TradEdge platform may be eligible. Some benefits may be funded by government programs, donors or associations and will have specific criteria.

Premiums are designed to be affordable and may be:
  • Paid monthly, quarterly or annually.
  • Subsidized or fully paid by government or development partners.
  • Structured as group rates through unions or cooperatives.
Exact pricing will depend on the selected plan, benefit level and sponsoring program.

Claims may be initiated:
  • Digitally via the TradEdge platform or support channels.
  • Through a trained field agent or association representative.
Each claim is validated according to the program rules set by the sponsoring insurer or institution. Approved claims are paid directly to member wallets or linked bank accounts and fully logged in the system for transparency.

Yes. TradEdge is built as an extensible infrastructure. Governments, DFIs, NGOs and corporate partners can co-create:
  • Custom benefit packages.
  • Targeting and eligibility logic.
  • Funding and subsidy models.
  • Monitoring and evaluation dashboards.
Our team works closely with implementing partners to design and deploy these schemes effectively.

TradEdge follows strict security and privacy standards. Data is encrypted, access-controlled and processed according to NDPR and partner data protection guidelines. Your information is used only to deliver services you have consented to, and is never sold to third parties.

Ready to Launch an Insurance or Social Protection Scheme with TradEdge?

Whether you are a government agency, donor, association or private-sector partner, TradEdge provides the technology, field capacity and governance framework you need to protect millions at the last mile.

Talk to Our Team Explore Other Services
Newsletter

Stay Updated on Protection & Inclusion Programs

Image Image +11k
More than 11k active users!
Join them now